An introduction to Mala’a; Oman’s new Credit Bureau Brand Mala’a is the name of the new credit bureau brand from the Oman’s Central Bank (OCB). The organisation has been created to help Oman further comply with the international banking sectors requirements for credit transparency. The newly spun out entity acts as Oman’s National Databank, offering Credit Bureau Services, instant credit-based decision making & credit scoring, data analytics and aiding in the innovation in the FinTech sector.